Purpose-built facilities for the cash-flow timing gaps every growing business runs into — payroll, supplier payments, and unpaid invoices.
Short-to-medium-term funding to bridge day-to-day operational gaps — payroll timing, supplier deposits, or stocking up ahead of a busy season.
A revolving trade facility that funds specific supplier or buyer transactions — draw down against an invoice, repay over a fixed schedule, and draw again as new orders come in.
Pledge your issued invoices and receive a large portion of their value upfront in cash, rather than waiting out your customer's payment terms.
You deliver a product or service and issue an invoice on your usual payment terms.
You assign the invoice to the financing provider as security for an advance.
A significant portion of the invoice value is disbursed to you immediately.
Once your buyer settles the invoice, you receive the remaining balance, minus fees.
Exact quantum, tenor and pricing depend on the specific facility and lender — your advisor will confirm what applies to your business.
