Beyond business financing, we help individuals compare personal loan options suited to their specific need — not just the first offer that comes up.
A lump sum with a fixed monthly repayment, amortised evenly over a set term — typically 1 to 7 years. The most predictable option for planned expenses.
Combines multiple unsecured debts — credit cards and personal loans — into a single facility, usually at a lower rate than card interest. Well suited to anyone juggling several high-interest balances.
A revolving facility you draw from as needed, paying interest only on the amount actually used. A practical backup for short-term liquidity rather than a single planned expense.
Financing for HDB or condo renovation, usually disbursed directly to contractors rather than to you. Loan quantum is typically capped relative to your monthly income.
Very short-term "payday"-style micro-loans typically carry the highest rates of any personal credit product and are best treated as a last resort, not a first option. If one of the products above can meet your need, we'll always route you there first.
